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Viva Network

A Private Mortgage Securitisation System

Viva is a crowdfunding and securities token platform for Mortgage-Backed Tokens, enabling a global peer-to-peer mortgage lending ecosystem. Viva’s Mortgage Platform and Tokenized Mortgage Exchange connect borrowers directly with lenders, while introducing liquidity, diversification, transparency and security to private mortgage investing, for the first time. Viva enables a free market to determine the rate of interest on a borrower’s mortgage loan and removes the need for banks and other financial intermediaries. By streamlining the process, mortgage rates will more fairly and accurately reflect the level of risk associated with the asset’s true value. The failure of the banking system in 2008 yielded the world’s first ever cryptocurrency and began the process of decentralizing the power held by financial conglomerates. Viva intends to finish the job – by leaving the inefficient, centuries-old financing system where it truly belongs: in the past.

51 Days 8 Hours left
2018-07-20 - 2018-11-15
Token
VIVA
Price
1 ETH = 35,714 VIVA
Tokens
3000000000
Token Type
ERC20
Hard Cap
68,770 ETH
Platform
Ethereum
Distributed
75%
Minimum investment
0.001 ETH
Accepting
ETH
ICO Start
2018-07-20
ICO End
2018-11-15
Country
Bermuda
More on ICO
Report
Viva aims to revolutionize the antiquated mortgage lending industry by cutting out the middlemen and decentralizing the process, thereby applying a fundamentally more accessible and transparent approach to financing. We believe that Viva’s technology will increase the availability of credit for borrowers and for the first time allow non-institutional investors to participate in the consistent, asset-backed returns associated with mortgage investments, a product that has traditionally been reserved solely for large financial institutions.

Furthermore, by allowing the free market to dictate the risk and associated value of each mortgage - as opposed to a bank - we expect to see more fairly priced mortgages. The Viva platform will be leveraged by those in the developed and developing worlds alike, thereby enabling the world to take a large step toward geographical wealth equality - by breaking down the barriers and leaving both parties better off.

Viva’s mission is to disrupt the mortgage industry by allowing home buyers and sellers to set the terms themselves. Any individual, from any country in the world, will have access to credit financing for home loans via a decentralized, open market network on the Viva Platform.

Additionally, Viva’s function as an investment and savings platform accessible with just a mobile phone means all users of Viva will have access to credit financing, a savings and investment account, and standard blockchain-backed secure transaction services - regardless of what country they live in.